Withdraw Money Without Your ATM Card


With the advancement of technology, withdrawal of cash from ATM without an ATM card is a reality now using USSD, Mobile Banking, and internet Banking. But i shall  use GTBank as a case study.
This post is to teach you how to make  cash withdrawal, even without your ATM Card.
These are the methods for getting that done without anyone’s assistance at the ATM spot:

 Internet Banking Method
Log on to internet banking with your User ID and Password

Click “Account Transfers”

If you want to withdraw from a GTBank’s ATM machine close to you, click ”Cardlesswithdrawal (GT-Rescue)”

If you want to withdraw from any Other bank ATM, click ”Paycode (Cardless withdrawal)”

Complete displayed form with your “Names”, “Mobile number”, “Account to debit”, “Terminal type” and “Cash-out amount” etc.

Confirm details captured are accurate and completed

Enter “answer to secret question”

Enter “Token code”

Click the “Submit“button to complete your request NB: A reference code is immediately sent to your mobile phone via SMS and you can locate the nearest ATM to make your withdrawals



Mobile banking Methods

Download the GT-World application on your “Playstore” for Android phones, “Appworld” for BlackBerry phones and “Applestore” for IPhone

Log on to Mobile Banking with your User ID and Password

Slide your finger on your Mobile phone to display outstanding menu items

Click “Cardless withdrawal” options on the “Banking” module

 If you want to withdraw from a GTBank’s ATM machine close to you, click ” Cash out (GTBank ATMs)” option

If you want to withdraw from any Other bank ATM, click ” Cash out (All ATMs & POS)” option § Complete the form displayed

Click “Continue”

Enter your “4 digit PIN” or “Token Code” and click “Done” to complete your request

NB: A reference code is immediately sent to your mobile phone via SMS and you can locate the nearest ATM to make your withdrawals.



USSD Method

Dial *737#

Input”8” to select next page

Input”1” to select cardless withdrawals

Input”1” or “2” to select either “GTBank” or “Other Bank”

If Option is “Other Bank” then, enter “Terminal” as “1” or “2” to select “ATM” or “POS”

Input”Amount”

Enter any 4 digit code to set your “Cash-Out PIN”

Enter your pre-selected 4 digits PIN to complete the cardless withdrawal request



NB: A reference code is immediately sent to your mobile phone via SMS and you can locate the nearest ATM to make your withdrawals.



For GTBank’s ATM

Locate any GTBank ATM

Press “Enter” button on the ATM

Select the “Cardless Withdrawal (GT-Rescue)” option

Enter “Reference Code” received on your mobile phone

Enter “Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)

Press “Enter “button to proceed

Collect your Cash



For Other Bank’s ATM

Locate any Other Banks ATM

Press “Enter” button on the ATM

Select the “PayCode” option

Enter “PayCode number” received on your mobile phone

Enter pre-selected “Cash-Out PIN Number” selected on Internet Banking when initiating request

Enter “Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)

Press “Enter “button to proceed

Collect your Cash.

That's all.
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Comments

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